Loan Programs

Hebrew Free Loan of San Diego provides a variety of interest-free loan programs to assist Jewish individuals in San Diego county overcome financial challenges and pursue life dreams. See eligibility requirements.

Establish which loan type below is right for you.

If you are not sure, please call (858) 345-8018 or email info@hflsd.org.

Furlough Bridge Loan Program

Have you been affected by the federal shutdown? This emergency fund is specifically designed to offer our Jewish community a vital lifeline, helping federal employees and contractors cover essential living expenses and maintain stability during the shutdown and any related income disruptions.

Loans are up to $2,500  and can be turned around within days. HFLSD will waive the guarantor requirements with a minimum credit score of 700 and no collections on your credit report.  Click here to apply.

Icon/header for Life Cycle Loans up to $15,000

Family Continuity (adoptions, fertility – max. $15,000); Jewish Education (summer camp, preschool, day school – $7,500); Life Cycle (bar/bat mitzvot, weddings, funerals, etc. – max. $5,000)

Icon for Personal Needs Loans up to $10,000

General (used cars, new home expenses, utilities, computers, Israel trips – max. $5,000); Special needs (mental, physical, developmental – max. $7,500); Debt Consolidation (max. $10,000)

Icon for Loan for Education Loans up to $20,000

Undergraduate, graduate, professional and vocational training (max. $5,000/year for undergraduates; $10,000/year for graduate & vocational students)

Healthcare up to $10,000 icon

Medical and dental expenses, home healthcare, In-Home Modifications expenses (max. $10,000)

Parents & Children in Crisis up to $5,000 icon

Parents that need assistance, victims of domestic violence or households going through dissolution (max. $5,000)

Icon for Small Business Loans up to $20,000

Funds to launch and expand a businesses (max. $20,000)

Icon for Emergency Loans up to $2,000

Rent, utilities, food, shelter, transportation, and other needs (max. $2,000)

icon for Recently Unemployed Loans up to $12,000

Ease financial pressure while seeking new job (Up to $2,000/month for 6 months; max. $12,000 total)

icon for aging/elderly care up to $10,000

Assistance for needs associated with the senior community (max. $10,000)

Guarantors

At Hebrew Free Loan of San Diego, we rely on guarantors instead of collateral to secure your loan. A guarantor is someone who can guarantee to pay back the loan if you do not. A guarantor is at least 25 years old, lives in California and has a credit score of 670 or better. A friend, family member or employer are examples of a guarantor.